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Terms of Service – MRREGAL.NG (MR Regal Hub)

Welcome to MRREGAL.NG (“MR Regal Hub”, “we”, “us”, “our”), a training marketplace hub where instructors share knowledge and students gain skills for personal and professional growth.
By accessing or using MRREGAL.NG, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our platform.

1. About MRREGAL.NG
   MRREGAL.NG is a digital marketplace that connects instructors, coaches, and experts with students and learners.
   Our mission is to create a platform where:
   • Instructors can monetize their knowledge
   • Students can access affordable, high-quality education
   We do not directly provide all course content; rather, we act as a platform provider connecting users.
2. Eligibility
   To use MRREGAL.NG, you must:
   • Be at least 13 years old (or legal age in your jurisdiction)
   • Provide accurate and complete information
   • Not be prohibited from using our services under applicable laws
   By using the platform, you confirm that you meet these requirements.
3. User Accounts
   You are responsible for your account.
   You agree to:
   • Keep your login credentials secure
   • Provide accurate information
   • Notify us of any unauthorized access
   We reserve the right to suspend or terminate accounts that violate these Terms.
4. User Roles
   Students
   Students may:
   • Browse and enroll in courses
   • Access purchased content
   • Earn certificates upon completion
   Students agree not to:
   • Share purchased content illegally
   • Reproduce or distribute course materials without permission

Instructors
Instructors may:
• Create, upload, and sell courses
• Set pricing (subject to platform policies)
• Earn revenue from course sales
Instructors agree to:
• Provide accurate and lawful content
• Respect intellectual property rights
• Deliver quality and truthful educational materials
MRREGAL.NG reserves the right to remove or restrict content that violates policies.

5. Payments & Earnings
   For Students
   • Courses may be free or paid
   • All payments are processed securely through third-party providers
   • Fees are non-refundable except where stated
   For Instructors
   • Earnings are based on course sales
   • MRREGAL.NG may charge a service fee or commission
   • Payments will be made according to the platform’s payout schedule
   We reserve the right to adjust pricing models or fees with notice.
6. Refund Policy
   Refunds may be granted under specific conditions, such as:
   • Technical issues preventing course access
   • Duplicate payments
   Refund requests must be made within [Insert timeframe, e.g., 7 days].
   All decisions on refunds are at the discretion of MRREGAL.NG.
7. Content Ownership & Intellectual Property
   Instructor Content
   • Instructors retain ownership of their courses
   • By uploading content, instructors grant MRREGAL.NG a license to host, promote, and distribute it
   Platform Content
   • All logos, branding, and platform materials belong to MRREGAL.NG
   • Unauthorized use is prohibited
   Student Use
   Students receive a limited, non-transferable license to access purchased courses.
8. Prohibited Activities
   Users must not:
   • Upload illegal, harmful, or misleading content
   • Violate intellectual property rights
   • Engage in fraud, spam, or abuse
   • Attempt to hack or disrupt the platform
   • Share or resell course content without authorization
   Violations may result in account suspension or legal action.
9. Community Standards
   MRREGAL.NG is built on accessibility, excellence, community, and impact.
   Users must:
   • Treat others with respect
   • Avoid harassment or discrimination
   • Provide honest feedback and reviews
   We reserve the right to remove content that violates these standards.
10. Certificates & Learning Outcomes
    Certificates issued by MRREGAL.NG:
    • Reflect course completion
    • Do not guarantee employment or professional licensing
    Learning outcomes depend on the effort and application of the user.
11. Platform Availability
    We strive to provide uninterrupted service but do not guarantee:
    • Continuous availability
    • Error-free operation
    We may update, suspend, or discontinue features at any time.
12. Third-Party Services
    MRREGAL.NG may integrate third-party services (e.g., payment providers).
    We are not responsible for their actions or policies.
13. Limitation of Liability
    To the fullest extent permitted by law:
    • MRREGAL.NG is not liable for any indirect, incidental, or consequential damages
    • We do not guarantee specific results from courses
    Use of the platform is at your own risk.
14. Termination
    We may suspend or terminate your account if you:
    • Violate these Terms
    • Engage in harmful or illegal activity
    You may also terminate your account at any time.
15. Changes to Terms
    We may update these Terms periodically.
    Changes will be posted on this page with a revised date.
    Continued use of MRREGAL.NG means you accept the updated Terms.
16. Governing Law
    These Terms are governed by the laws of the Federal Republic of Nigeria.
17. Contact Information
    For questions or support:
    Email: support@mrregal.ng

Final Statement
At MRREGAL.NG, we are committed to building a platform where knowledge creates opportunities, transforms lives, and empowers both instructors and learners. By using our platform, you join a community dedicated to growth, excellence, and impact.